Non-IT News Thread
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@jaredbusch said in Non-IT News Thread:
So this year my Health insurance plan costs me $818 per month.
Just went through Healthcare.gov to see how screwed I am this year.
The plan on the left is the "same" as my plan this year was.
The plan on the right is the lowest premium cost plan of all 25 plans available to me.
That sucks, I am on the same boat and super high deductibles too.
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@dbeato Sorry to read
But I cannot say I'm surprised. -
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
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@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
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@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
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@eddiejennings said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
HMO exists but with terrible coverage, but it is the reasonably priced. High deductibles is what kills it.
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@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
HMO exists but with terrible coverage, but it is the reasonably priced. High deductibles is what kills it.
Although with HMO you only can go to your indicated provider and referrals from that provider.
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@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
HMO exists but with terrible coverage, but it is the reasonably priced. High deductibles is what kills it.
Does that look reasonably priced?
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@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
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@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Correct!
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@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
HMO exists but with terrible coverage, but it is the reasonably priced. High deductibles is what kills it.
Does that look reasonably priced?
Not it is not! I am paying about $1,200 amount right now with that type of deductible...
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@dbeato said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Correct!
And the plan I had from 2010 until the ACA forced it out was better than the Gold plans in the ACA.
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@dbeato said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.And I work for an Healthcare provider!
My mother's worked for a hospital forever, and for years they had their own HMO (basically utilizing all of the area healthcare providers). I remember it being awesome (and reasonably priced), though, I'm not sure if it exists anymore.
HMO exists but with terrible coverage, but it is the reasonably priced. High deductibles is what kills it.
Does that look reasonably priced?
Not it is not! I am paying about $1,200 amount right now with that type of deductible...
And that's because my kids are on NJ Family care.
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In my opinion, the ACA and [insert other ideas that deal with trying to get more folks with health insurance coverage] are trying to solve the wrong problem. The problem is the cost of healthcare, not lack of insurance coverage.
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@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Why do you go direct rather than through your employer? It's insanely cheaper doing it that way, and probably much better plans.
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@tim_g said in Non-IT News Thread:
It's insanely cheaper doing it that way
You obviously know nothing about how healthcare plans work.
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@tim_g said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Why do you go direct rather than through your employer?
Just, really? WTF
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@jaredbusch said in Non-IT News Thread:
@tim_g said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Why do you go direct rather than through your employer?
Just, really? WTF
It’s been a while since I’ve ran numbers, if your employer is willing to truly give you 100% of your pay and not deduct their costs for the group plan, then it could make sense buying your own plan.
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@eddiejennings said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@tim_g said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Why do you go direct rather than through your employer?
Just, really? WTF
It’s been a while since I’ve ran numbers, if your employer is willing to truly give you 100% of your pay and not deduct their costs for the group plan, then it could make sense buying your own plan.
FFS, it is not a secret where I work or how many people work here. I've said it many times.
You do not buy group insurance for a company of 4 full time people. It simply does not happen.
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@jaredbusch said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@tim_g said in Non-IT News Thread:
@jaredbusch said in Non-IT News Thread:
@dbeato said in Non-IT News Thread:
@eddiejennings said in Non-IT News Thread:
@dbeato Sorry to read
But I cannot say I'm surprised.Yeah, I have been paying for my own insurance the last two years and it is crazy.
I have been buying insurance direct since 2010. It has never been like this until the ACA.
Why do you go direct rather than through your employer?
Just, really? WTF
It’s been a while since I’ve ran numbers, if your employer is willing to truly give you 100% of your pay and not deduct their costs for the group plan, then it could make sense buying your own plan.
FFS, it is not a secret where I work or how many people work here. I've said it many times.
You do not buy group insurance for a company of 4 full time people. It simply does not happen.
Actually, I had no idea your employer only had 4 full time people.
